/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary-color: #0d3b66;
    --primary-dark: #0a2d4d;
    --accent-color: #c9a227;
    --accent-light: #e4c14a;
    --secondary-color: #1a1a1a;
    --text-color: #2c3e50;
    --text-light: #5a6c7d;
    --bg-light: #f4f6f8;
    --bg-white: #ffffff;
    --border-color: #dde2e8;
    --shadow: 0 2px 10px rgba(13, 59, 102, 0.08);
    --shadow-lg: 0 5px 25px rgba(13, 59, 102, 0.12);
    --transition: all 0.3s ease;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    color: var(--text-color);
    line-height: 1.7;
    font-size: 16px;
    overflow-x: hidden;
}

.container {
    max-width: 1100px;
    margin: 0 auto;
    padding: 0 24px;
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
    font-weight: 600;
    line-height: 1.3;
    margin-bottom: 1rem;
    color: var(--secondary-color);
}

h1 {
    font-size: 2.5rem;
}

h2 {
    font-size: 2rem;
}

h3 {
    font-size: 1.375rem;
}

p {
    margin-bottom: 1rem;
    color: var(--text-light);
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

/* Navigation */
.navbar {
    background: var(--bg-white);
    box-shadow: var(--shadow);
    position: sticky;
    top: 0;
    z-index: 1000;
    padding: 1rem 0;
}

.nav-wrapper {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo h1 {
    font-size: 1.5rem;
    color: var(--primary-color);
    margin: 0;
    font-weight: 700;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 2rem;
    align-items: center;
}

.nav-link {
    color: var(--text-color);
    font-weight: 500;
    font-size: 0.9375rem;
    position: relative;
    padding: 0.5rem 0;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--accent-color);
    transition: var(--transition);
}

.nav-link:hover,
.nav-link.active {
    color: var(--primary-color);
}

.nav-link:hover::after,
.nav-link.active::after {
    width: 100%;
}

.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 5px;
}

.mobile-menu-toggle span {
    width: 25px;
    height: 3px;
    background: var(--text-color);
    transition: var(--transition);
}

/* Hero Section */
.hero {
    position: relative;
    min-height: 520px;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-dark) 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    text-align: center;
    overflow: hidden;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(180deg, rgba(0,0,0,0.15) 0%, rgba(0,0,0,0.35) 100%);
}

.hero-content {
    position: relative;
    z-index: 1;
    max-width: 800px;
    padding: 2rem;
}

.hero-title {
    font-size: 2.75rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: white;
    animation: fadeInUp 0.8s ease;
}

.hero-subtitle {
    font-size: 1.125rem;
    margin-bottom: 2rem;
    color: rgba(255, 255, 255, 0.9);
    line-height: 1.7;
    animation: fadeInUp 1s ease;
}

.hero-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
    animation: fadeInUp 1.2s ease;
}

/* Buttons */
.btn {
    display: inline-block;
    padding: 0.875rem 2rem;
    border-radius: 6px;
    font-weight: 600;
    transition: var(--transition);
    cursor: pointer;
    border: none;
    font-size: 1rem;
}

.btn-primary {
    background: var(--accent-color);
    color: var(--primary-dark);
}

.btn-primary:hover {
    background: var(--accent-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-secondary {
    background: transparent;
    color: white;
    border: 2px solid rgba(255, 255, 255, 0.8);
}

.btn-secondary:hover {
    background: white;
    color: var(--primary-color);
    border-color: white;
}

/* Sections */
section {
    padding: 4.5rem 0;
}

.section-header {
    text-align: center;
    margin-bottom: 3rem;
}

.section-title {
    font-size: 2rem;
    margin-bottom: 0.5rem;
    color: var(--secondary-color);
}

.section-subtitle {
    font-size: 1.0625rem;
    color: var(--text-light);
}

/* How It Works */
.how-it-works {
    background: var(--bg-white);
}

.lead-text {
    font-size: 1.125rem;
    line-height: 1.85;
    max-width: 800px;
    margin: 0 auto 2.5rem;
    text-align: center;
    color: var(--text-color);
}

.params-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
}

.param-card {
    background: var(--bg-light);
    padding: 1.75rem;
    border-radius: 8px;
    text-align: center;
    border-left: 4px solid var(--accent-color);
}

.param-label {
    display: block;
    font-size: 0.8125rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: var(--text-light);
    margin-bottom: 0.5rem;
}

.param-value {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-color);
}

/* Why Foreign-Entity */
.why-foreign-entity {
    background: var(--bg-light);
}

.advantages-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.advantage-card {
    background: var(--bg-white);
    padding: 2rem;
    border-radius: 8px;
    box-shadow: var(--shadow);
    transition: var(--transition);
}

.advantage-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.advantage-title {
    font-size: 1.25rem;
    color: var(--primary-color);
    margin-bottom: 0.75rem;
}

.advantage-card p {
    margin: 0;
    font-size: 0.9375rem;
    line-height: 1.7;
}

/* Security Architecture */
.security {
    background: var(--bg-white);
}

.security-stack {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.security-layer {
    position: relative;
    background: linear-gradient(180deg, var(--bg-light) 0%, var(--bg-white) 100%);
    padding: 2rem;
    border-radius: 8px;
    border: 1px solid var(--border-color);
}

.layer-number {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    background: var(--accent-color);
    color: var(--primary-dark);
    font-weight: 700;
    font-size: 1rem;
    border-radius: 50%;
    margin-bottom: 1rem;
}

.layer-title {
    font-size: 1.25rem;
    color: var(--primary-color);
    margin-bottom: 0.25rem;
}

.layer-subtitle {
    font-size: 0.8125rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: var(--text-light);
    margin-bottom: 1rem;
}

.security-layer p:last-child {
    margin: 0;
    font-size: 0.9375rem;
}

/* Loan Parameters */
.loan-parameters {
    background: var(--bg-light);
}

.params-table-wrapper {
    max-width: 600px;
    margin: 0 auto;
    overflow-x: auto;
}

.params-table {
    width: 100%;
    border-collapse: collapse;
    background: var(--bg-white);
    border-radius: 8px;
    overflow: hidden;
    box-shadow: var(--shadow);
}

.params-table th,
.params-table td {
    padding: 1rem 1.5rem;
    text-align: left;
    border-bottom: 1px solid var(--border-color);
}

.params-table th {
    background: var(--primary-color);
    color: white;
    font-weight: 600;
    font-size: 0.9375rem;
}

.params-table td {
    color: var(--text-color);
}

.params-table tr:last-child td {
    border-bottom: none;
}

/* Who We Work With */
.who-we-work-with {
    background: var(--bg-white);
}

.partners-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.partner-card {
    padding: 2rem;
    background: var(--bg-light);
    border-radius: 8px;
    transition: var(--transition);
}

.partner-card:hover {
    background: rgba(13, 59, 102, 0.05);
}

.partner-card h3 {
    font-size: 1.125rem;
    color: var(--primary-color);
    margin-bottom: 0.5rem;
}

.partner-card p {
    margin: 0;
    font-size: 0.9375rem;
}

/* Process */
.process {
    background: var(--bg-light);
}

.process-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
}

.process-step {
    position: relative;
    padding: 1.5rem;
    background: var(--bg-white);
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.step-number {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    background: var(--primary-color);
    color: white;
    font-weight: 700;
    font-size: 0.875rem;
    border-radius: 50%;
    margin-bottom: 1rem;
}

.process-step h3 {
    font-size: 1rem;
    color: var(--primary-color);
    margin-bottom: 0.5rem;
}

.process-step p {
    margin: 0;
    font-size: 0.875rem;
    line-height: 1.6;
}

/* Contact Section */
.contact {
    background: var(--bg-white);
}

.contact-content {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 3rem;
    align-items: start;
}

.contact-info {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.contact-item h3 {
    color: var(--secondary-color);
    margin-bottom: 0.5rem;
    font-size: 1.125rem;
}

.contact-item p {
    color: var(--text-light);
    margin: 0;
    line-height: 1.7;
}

.contact-item a {
    color: var(--primary-color);
}

.contact-item a:hover {
    color: var(--accent-color);
}

.contact-note {
    font-size: 0.9375rem;
    color: var(--text-light);
    margin-top: 0.5rem;
}

.contact-form {
    background: var(--bg-light);
    padding: 2rem;
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.form-group {
    margin-bottom: 1.25rem;
}

.form-group label {
    display: block;
    margin-bottom: 0.5rem;
    color: var(--secondary-color);
    font-weight: 500;
    font-size: 0.9375rem;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 0.75rem 1rem;
    border: 2px solid var(--border-color);
    border-radius: 6px;
    font-size: 1rem;
    font-family: inherit;
    transition: var(--transition);
    background: var(--bg-white);
    color: var(--text-color);
}

.form-group select {
    appearance: none;
    -webkit-appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%235a6c7d' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 0.75rem center;
    padding-right: 2.5rem;
    cursor: pointer;
}

.form-group select option[value=""] {
    color: var(--text-light);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary-color);
}

.form-group textarea {
    resize: vertical;
}

/* Footer */
.footer {
    background: var(--primary-dark);
    color: white;
    padding: 3rem 0 1.5rem;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}

.footer-section h3,
.footer-section h4 {
    color: white;
    margin-bottom: 0.75rem;
    font-size: 1.125rem;
}

.footer-section p {
    color: rgba(255, 255, 255, 0.8);
    font-size: 0.9375rem;
}

.footer-section ul {
    list-style: none;
}

.footer-section ul li {
    margin-bottom: 0.5rem;
}

.footer-section a {
    color: rgba(255, 255, 255, 0.8);
    transition: var(--transition);
}

.footer-section a:hover {
    color: var(--accent-light);
}

.footer-bottom {
    text-align: center;
    padding-top: 1.5rem;
    border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.footer-bottom p {
    color: rgba(255, 255, 255, 0.65);
    margin: 0;
    font-size: 0.875rem;
}

/* Animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Responsive Design */
@media (max-width: 992px) {
    .params-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .security-stack,
    .advantages-grid {
        grid-template-columns: 1fr;
    }

    .process-steps {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .mobile-menu-toggle {
        display: flex;
    }

    .nav-menu {
        position: fixed;
        left: -100%;
        top: 70px;
        flex-direction: column;
        background: var(--bg-white);
        width: 100%;
        text-align: center;
        transition: var(--transition);
        box-shadow: var(--shadow);
        padding: 2rem 0;
        gap: 0;
    }

    .nav-menu.active {
        left: 0;
    }

    .nav-menu li {
        width: 100%;
        padding: 1rem 0;
    }

    .hero-title {
        font-size: 2rem;
    }

    .hero-subtitle {
        font-size: 1rem;
    }

    .params-grid {
        grid-template-columns: 1fr;
    }

    .partners-grid {
        grid-template-columns: 1fr;
    }

    .process-steps {
        grid-template-columns: 1fr;
    }

    .contact-content {
        grid-template-columns: 1fr;
    }

    .section-title {
        font-size: 1.75rem;
    }

    h1 {
        font-size: 2rem;
    }

    h2 {
        font-size: 1.5rem;
    }

    h3 {
        font-size: 1.125rem;
    }
}

@media (max-width: 480px) {
    .hero {
        min-height: 480px;
    }

    .hero-title {
        font-size: 1.75rem;
    }

    .hero-subtitle {
        font-size: 0.9375rem;
    }

    .hero-buttons {
        flex-direction: column;
        width: 100%;
    }

    .btn {
        width: 100%;
        text-align: center;
    }

    section {
        padding: 3rem 0;
    }
}